Pay distribution $39,120 10th $58,590 25th $125,010 75th $200,760 90th
Half of Loan Officers in the Modesto metro area earn more than $82,250 per year, half earn less; the middle half earn between $58,590 and $125,010.
Wage percentiles (BLS OEWS) Wage 10th 25th Median 75th 90th Annual $39,120 $58,590 $82,250 $125,010 $200,760 Hourly $18.81 $28.17 $39.55 $60.10 $96.52
A percentile is a cut point: 25% of workers in this occupation and area earn less than the 25th-percentile wage. The median is the 50th percentile — half earn less, half earn more.
How this area compares Modesto metro areathis metro area
$82,250 median for Modesto metro area; middle half earns $58,590 to $125,010
$81,770 median for California; middle half earns $53,670 to $122,960
$76,690 median for United States; middle half earns $52,730 to $104,080
Bars span the 25th–75th percentile (the middle half of workers); the tick marks the median.
The median here is +1% vs California overall and +7% vs the U.S. median for this occupation.
Where this metro sits nationally $32,070 $56,377 $80,683 $104,990 Ponce, PR — $32,070 Aguadilla, PR — $32,930 Arecibo, PR — $34,900 San Juan-Bayamon-Caguas, PR — $35,850 Mayaguez, PR — $35,890 Morristown, TN — $47,130 Gainesville, GA — $47,610 Beckley, WV — $49,680 Columbus, GA-AL — $50,010 Ogden, UT — $50,410 Carson City, NV — $50,690 St. George, UT — $51,760 Tyler, TX — $51,870 Weirton-Steubenville, WV-OH — $52,380 Burlington, NC — $52,590 Shreveport-Bossier City, LA — $52,730 Santa Fe, NM — $52,960 Gadsden, AL — $54,360 Erie, PA — $54,530 Lake Havasu City-Kingman, AZ — $55,180 Abilene, TX — $55,230 Corpus Christi, TX — $55,530 Albany, GA — $55,550 Monroe, MI — $56,450 Lake Charles, LA — $56,550 Provo-Orem-Lehi, UT — $56,570 Gulfport-Biloxi, MS — $56,640 Huntington-Ashland, WV-KY-OH — $57,000 Cleveland, TN — $57,010 Canton-Massillon, OH — $57,720 Jacksonville, NC — $57,920 Kahului-Wailuku, HI — $58,140 Wichita Falls, TX — $58,240 Texarkana, TX-AR — $58,350 Charleston, WV — $58,390 Greensboro-High Point, NC — $58,400 Tucson, AZ — $58,440 Dover, DE — $58,540 Lynchburg, VA — $58,550 Hattiesburg, MS — $58,560 Owensboro, KY — $58,730 Farmington, NM — $58,740 El Paso, TX — $58,910 Lafayette, LA — $58,960 Columbus, IN — $59,040 Idaho Falls, ID — $59,040 Wildwood-The Villages, FL — $59,050 Wheeling, WV-OH — $59,060 Baton Rouge, LA — $59,080 Monroe, LA — $59,150 Parkersburg-Vienna, WV — $59,180 Austin-Round Rock-San Marcos, TX — $59,210 Logan, UT-ID — $59,490 State College, PA — $59,540 Battle Creek, MI — $59,640 Lawton, OK — $59,640 Augusta-Richmond County, GA-SC — $59,660 Michigan City-La Porte, IN — $59,700 Prescott Valley-Prescott, AZ — $59,860 Macon-Bibb County, GA — $59,940 Savannah, GA — $59,980 Paducah, KY-IL — $60,080 Alexandria, LA — $60,150 Kingsport-Bristol, TN-VA — $60,250 Clarksville, TN-KY — $60,270 Beaumont-Port Arthur, TX — $60,440 Youngstown-Warren, OH — $60,530 Jackson, MI — $60,540 Williamsport, PA — $60,600 Charlottesville, VA — $60,610 Twin Falls, ID — $60,640 Florence, SC — $60,670 Salisbury, MD — $60,700 Killeen-Temple, TX — $60,750 Mansfield, OH — $60,750 Kokomo, IN — $60,780 San Angelo, TX — $60,860 Fort Smith, AR-OK — $61,050 Jackson, MS — $61,110 Las Cruces, NM — $61,110 Yuma, AZ — $61,110 Salt Lake City-Murray, UT — $61,150 Amarillo, TX — $61,160 Hammond, LA — $61,180 Tallahassee, FL — $61,270 Dalton, GA — $61,310 Billings, MT — $61,350 Spartanburg, SC — $61,430 Jackson, TN — $61,500 McAllen-Edinburg-Mission, TX — $61,500 Anniston-Oxford, AL — $61,740 Phoenix-Mesa-Chandler, AZ — $61,850 Utica-Rome, NY — $61,910 Hilton Head Island-Bluffton-Port Royal, SC — $61,920 Greenville-Anderson-Greer, SC — $61,990 York-Hanover, PA — $62,030 Hagerstown-Martinsburg, MD-WV — $62,060 Altoona, PA — $62,150 Reno, NV — $62,180 Muskegon-Norton Shores, MI — $62,190 North Port-Bradenton-Sarasota, FL — $62,210 New Orleans-Metairie, LA — $62,240 Albuquerque, NM — $62,250 Lima, OH — $62,430 Chattanooga, TN-GA — $62,460 Houma-Bayou Cane-Thibodaux, LA — $62,530 Kankakee, IL — $62,570 Reading, PA — $62,630 Rome, GA — $62,660 Bloomington, IN — $62,720 Little Rock-North Little Rock-Conway, AR — $62,720 Saginaw, MI — $62,740 Chambersburg, PA — $62,770 Nashville-Davidson--Murfreesboro--Franklin, TN — $62,800 Valdosta, GA — $62,850 Springfield, OH — $62,860 Crestview-Fort Walton Beach-Destin, FL — $62,890 St. Joseph, MO-KS — $63,080 South Bend-Mishawaka, IN-MI — $63,130 Memphis, TN-MS-AR — $63,250 Warner Robins, GA — $63,270 Fort Wayne, IN — $63,320 Winchester, VA-WV — $63,320 Greenville, NC — $63,340 Staunton-Stuarts Draft, VA — $63,390 Hickory-Lenoir-Morganton, NC — $63,420 Great Falls, MT — $63,460 Muncie, IN — $63,460 Montgomery, AL — $63,510 Lubbock, TX — $63,520 Evansville, IN — $63,560 Johnson City, TN — $63,590 Oshkosh-Neenah, WI — $63,600 Lexington-Fayette, KY — $63,760 Traverse City, MI — $63,820 Knoxville, TN — $63,830 Florence-Muscle Shoals, AL — $63,870 Brownsville-Harlingen, TX — $64,000 Rocky Mount, NC — $64,040 Cheyenne, WY — $64,050 Tuscaloosa, AL — $64,080 Virginia Beach-Chesapeake-Norfolk, VA-NC — $64,080 Elizabethtown, KY — $64,090 Durham-Chapel Hill, NC — $64,130 Laredo, TX — $64,170 Niles, MI — $64,250 Lexington Park, MD — $64,390 Jefferson City, MO — $64,430 Louisville/Jefferson County, KY-IN — $64,460 Oxnard-Thousand Oaks-Ventura, CA — $64,470 Columbia, SC — $64,660 Roanoke, VA — $64,720 Helena, MT — $64,740 Athens-Clarke County, GA — $64,780 Jacksonville, FL — $64,960 Fairbanks-College, AK — $64,990 Harrisonburg, VA — $65,010 Pensacola-Ferry Pass-Brent, FL — $65,030 Flint, MI — $65,050 Myrtle Beach-Conway-North Myrtle Beach, SC — $65,170 Las Vegas-Henderson-North Las Vegas, NV — $65,550 Charleston-North Charleston, SC — $65,580 Kingston, NY — $65,870 Pinehurst-Southern Pines, NC — $66,060 Dayton-Kettering-Beavercreek, OH — $66,070 Dothan, AL — $66,230 Daphne-Fairhope-Foley, AL — $66,250 Sebastian-Vero Beach-West Vero Corridor, FL — $66,300 Ocala, FL — $66,310 Boise City, ID — $66,450 Allentown-Bethlehem-Easton, PA-NJ — $66,480 Oklahoma City, OK — $66,480 Harrisburg-Carlisle, PA — $66,500 Longview, TX — $66,620 Birmingham, AL — $66,740 San Antonio-New Braunfels, TX — $66,810 Midland, MI — $66,880 College Station-Bryan, TX — $67,060 Bloomington, IL — $67,140 Goldsboro, NC — $67,370 Morgantown, WV — $67,440 Orlando-Kissimmee-Sanford, FL — $67,460 Houston-Pasadena-The Woodlands, TX — $67,560 Chico, CA — $68,170 Waco, TX — $68,210 Baltimore-Columbia-Towson, MD — $68,470 Binghamton, NY — $68,680 Gainesville, FL — $68,810 Johnstown, PA — $68,820 Urban Honolulu, HI — $69,150 Fayetteville, NC — $69,410 Richmond, VA — $69,610 Decatur, AL — $69,800 Sherman-Denison, TX — $69,900 Joplin, MO-KS — $70,170 Victoria, TX — $70,790 Bowling Green, KY — $71,020 Palm Bay-Melbourne-Titusville, FL — $71,450 Miami-Fort Lauderdale-West Palm Beach, FL — $71,510 Grand Rapids-Wyoming-Kentwood, MI — $71,760 Auburn-Opelika, AL — $71,860 Punta Gorda, FL — $71,920 Midland, TX — $72,030 Akron, OH — $72,080 Tampa-St. Petersburg-Clearwater, FL — $72,220 Grand Island, NE — $72,310 Kalamazoo-Portage, MI — $72,330 Missoula, MT — $72,550 Kennewick-Richland, WA — $72,690 Cape Coral-Fort Myers, FL — $72,770 Anchorage, AK — $72,800 Mobile, AL — $72,860 Lansing-East Lansing, MI — $72,890 Waterloo-Cedar Falls, IA — $72,990 Slidell-Mandeville-Covington, LA — $73,070 Winston-Salem, NC — $73,070 Duluth, MN-WI — $73,240 Pittsburgh, PA — $73,360 Port St. Lucie, FL — $73,920 Dallas-Fort Worth-Arlington, TX — $73,930 Elkhart-Goshen, IN — $74,060 Grand Junction, CO — $74,080 Olympia-Lacey-Tumwater, WA — $74,130 Lewiston, ID-WA — $74,190 Panama City-Panama City Beach, FL — $74,220 Lebanon, PA — $74,380 Toledo, OH — $74,400 Scranton--Wilkes-Barre, PA — $74,430 Lancaster, PA — $74,450 St. Louis, MO-IL — $74,510 Peoria, IL — $74,530 Eau Claire, WI — $74,670 Indianapolis-Carmel-Greenwood, IN — $74,790 Terre Haute, IN — $74,890 Sandusky, OH — $74,960 Bremerton-Silverdale-Port Orchard, WA — $75,010 Ithaca, NY — $75,060 Decatur, IL — $75,190 Cincinnati, OH-KY-IN — $75,300 Davenport-Moline-Rock Island, IA-IL — $75,380 Lakeland-Winter Haven, FL — $75,400 Visalia, CA — $75,770 Bangor, ME — $75,860 Rockford, IL — $75,880 Lafayette-West Lafayette, IN — $75,980 Springfield, MO — $76,040 Asheville, NC — $76,070 Buffalo-Cheektowaga, NY — $76,170 Dubuque, IA — $76,170 Detroit-Warren-Dearborn, MI — $76,260 Naples-Marco Island, FL — $76,300 Atlanta-Sandy Springs-Roswell, GA — $76,340 La Crosse-Onalaska, WI-MN — $76,370 Cape Girardeau, MO-IL — $76,400 Casper, WY — $76,400 Deltona-Daytona Beach-Ormond Beach, FL — $76,400 Brunswick-St. Simons, GA — $76,460 Bakersfield-Delano, CA — $76,500 Redding, CA — $76,790 Janesville-Beloit, WI — $76,910 Huntsville, AL — $76,970 Spokane-Spokane Valley, WA — $77,220 Raleigh-Cary, NC — $77,330 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD — $77,590 Bellingham, WA — $77,670 Cleveland, OH — $77,730 Yuba City, CA — $77,770 Ann Arbor, MI — $77,820 Kenosha, WI — $77,860 Fresno, CA — $78,060 Charlotte-Concord-Gastonia, NC-SC — $78,200 Boulder, CO — $78,250 Bozeman, MT — $78,270 El Centro, CA — $78,350 Homosassa Springs, FL — $78,410 Rapid City, SD — $78,470 Providence-Warwick, RI-MA — $78,500 Vineland, NJ — $78,540 Syracuse, NY — $78,580 Springfield, IL — $78,600 Riverside-San Bernardino-Ontario, CA — $78,710 Flagstaff, AZ — $78,810 Sheboygan, WI — $78,820 Madison, WI — $78,840 Yakima, WA — $78,850 Green Bay, WI — $78,920 Longview-Kelso, WA — $78,940 Merced, CA — $78,940 Santa Cruz-Watsonville, CA — $78,940 Champaign-Urbana, IL — $78,950 Tulsa, OK — $79,080 Fond du Lac, WI — $79,180 Sacramento-Roseville-Folsom, CA — $79,190 Coeur d'Alene, ID — $79,260 Appleton, WI — $79,650 Greeley, CO — $79,660 Kiryas Joel-Poughkeepsie-Newburgh, NY — $79,670 Albany-Schenectady-Troy, NY — $79,710 Minot, ND — $79,720 Colorado Springs, CO — $79,770 Stockton-Lodi, CA — $79,810 Chicago-Naperville-Elgin, IL-IN — $80,040 Napa, CA — $80,070 Wausau, WI — $80,080 Pocatello, ID — $80,210 Manchester-Nashua, NH — $80,260 Omaha, NE-IA — $80,300 Los Angeles-Long Beach-Anaheim, CA — $80,360 Santa Rosa-Petaluma, CA — $80,370 Eugene-Springfield, OR — $80,720 Burlington-South Burlington, VT — $80,770 Sioux Falls, SD-MN — $81,380 Bend, OR — $81,720 San Diego-Chula Vista-Carlsbad, CA — $81,770 Sioux City, IA-NE-SD — $81,780 Columbia, MO — $81,850 Watertown-Fort Drum, NY — $81,850 Columbus, OH — $82,160 Wenatchee-East Wenatchee, WA — $82,170 Modesto, CA — $82,250 Rochester, NY — $82,280 Kansas City, MO-KS — $82,330 Wilmington, NC — $82,340 Racine-Mount Pleasant, WI — $82,400 San Luis Obispo-Paso Robles, CA — $82,470 Walla Walla, WA — $82,730 Vallejo, CA — $83,110 Hartford-West Hartford-East Hartford, CT — $83,160 Bismarck, ND — $83,380 Milwaukee-Waukesha, WI — $83,660 Seattle-Tacoma-Bellevue, WA — $83,720 Glens Falls, NY — $83,810 Hot Springs, AR — $83,990 Mount Vernon-Anacortes, WA — $84,060 Fayetteville-Springdale-Rogers, AR — $84,200 Atlantic City-Hammonton, NJ — $84,260 Ames, IA — $84,470 Portland-South Portland, ME — $84,620 Blacksburg-Christiansburg-Radford, VA — $85,610 Cedar Rapids, IA — $85,990 Santa Maria-Santa Barbara, CA — $86,200 Pueblo, CO — $87,110 Manhattan, KS — $87,730 Springfield, MA — $89,480 Albany, OR — $90,030 Trenton-Princeton, NJ — $90,430 Medford, OR — $90,850 St. Cloud, MN — $92,570 Grand Forks, ND-MN — $92,820 Salem, OR — $93,410 Fargo, ND-MN — $93,640 Grants Pass, OR — $94,220 Worcester, MA — $94,220 Mankato, MN — $94,850 Pittsfield, MA — $94,920 Jonesboro, AR — $94,960 Elmira, NY — $95,050 San Jose-Sunnyvale-Santa Clara, CA — $95,090 Topeka, KS — $95,330 Waterbury-Shelton, CT — $95,530 Salinas, CA — $95,640 Barnstable Town, MA — $96,080 Portland-Vancouver-Hillsboro, OR-WA — $96,100 Norwich-New London-Willimantic, CT — $96,500 Amherst Town-Northampton, MA — $96,540 Lewiston-Auburn, ME — $96,990 Corvallis, OR — $97,340 Lincoln, NE — $97,770 Washington-Arlington-Alexandria, DC-VA-MD-WV — $97,800 Rochester, MN — $98,110 Fort Collins-Loveland, CO — $98,450 Iowa City, IA — $98,630 New Haven, CT — $98,930 Wichita, KS — $99,170 Denver-Aurora-Centennial, CO — $100,130 Lawrence, KS — $100,480 Des Moines-West Des Moines, IA — $101,190 New York-Newark-Jersey City, NY-NJ — $101,570 Minneapolis-St. Paul-Bloomington, MN-WI — $102,200 San Francisco-Oakland-Fremont, CA — $103,000 Boston-Cambridge-Newton, MA-NH — $103,400 Bridgeport-Stamford-Danbury, CT — $103,850 Enid, OK — $104,990 Modesto metro area Each dot is one metro area with a published median — hover any dot for the name and figure. Metros without published estimates are not drawn.
The Modesto metro area has the 64th-highest published median for this occupation among the 383 metro areas where BLS publishes it. Higher medians often track higher living costs — this is a pay comparison, not a ranking of where the job is “best”.
Other metro areas in California Metro areas in the same state with published May 2025 medians for loan officers, highest first. Areas without published estimates are not listed.
Modesto metro areathis page
$82,250 median for Modesto metro area; middle half earns $58,590 to $125,010
$103,000 median for San Francisco metro area; middle half earns $71,870 to $153,150
$95,640 median for Salinas metro area; middle half earns $64,450 to $127,140
$95,090 median for San Jose metro area; middle half earns $60,100 to $134,630
$86,200 median for Santa Maria metro area; middle half earns $61,950 to $169,080
$83,110 median for Vallejo metro area; middle half earns $64,210 to $121,140
$82,470 median for San Luis Obispo metro area; middle half earns $52,010 to $126,220
Bars span the 25th–75th percentile (the middle half of workers); the tick marks the median.
About this estimate These figures are survey estimates from the BLS Occupational Employment and Wage Statistics program — modeled from employer reports collected over three years and benchmarked to May 2025. They describe what employers in this area currently pay across all industries, not what any individual worker will be offered.
Employment counts wage-and-salary jobs in the occupation (self-employed workers are excluded). Estimates carry sampling error; percentile wages are rounded by BLS. Some values are suppressed by BLS for confidentiality or quality — suppressed values appear here as “not published”, never as zero. Read the full methodology .