SOC 13-2053 · Business and Financial Operations Occupations

Insurance Underwriters

Source: BLS OEWS, May 2025United States, all industries

U.S. median annual wage$81,370

U.S. median hourly wage$39.12

U.S. employment105,420

Nationally, insurance underwriters earned a median of $81,370 per year as of the May 2025 OEWS estimates, across 105,420 jobs. Pay varies substantially by area — look up a specific state or metro below.

National pay distribution

Pay by state

Every state and territory with a published May 2025 estimate. “Not published” means BLS suppressed the value — it never means zero. Higher medians often track higher living costs; this is not a ranking of where the job is “best”.

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Insurance Underwriters: pay and employment by state
State
Massachusetts	$106,640	$51.27	2,890	0.8
New Hampshire	$103,940	$49.97	270	0.4
Nevada	$101,440	$48.77	480	0.3
Connecticut	$100,690	$48.41	2,010	1.2
Colorado	$100,640	$48.38	2,040	0.7
Washington	$99,400	$47.79	1,740	0.5
New York	$97,450	$46.85	6,900	0.7
Wisconsin	$97,370	$46.81	3,110	1.1
New Jersey	$96,220	$46.26	3,150	0.7
Maine	$95,510	$45.92	520	0.8
California	$95,320	$45.83	6,580	0.4
Maryland	$92,120	$44.29	1,310	0.5
Illinois	$89,620	$43.09	Not published	Not published
Georgia	$85,980	$41.34	7,160	1.5
Rhode Island	$84,720	$40.73	250	0.5
South Dakota	$83,130	$39.97	210	0.5
Arkansas	$82,130	$39.48	290	0.2
District of Columbia	$82,070	$39.46	Not published	Not published
Virginia	$81,870	$39.36	2,470	0.6
Alaska	$81,620	$39.24	100	0.3
Minnesota	$80,700	$38.80	2,550	0.9
Missouri	$80,040	$38.48	2,130	0.7
Kentucky	$79,830	$38.38	900	0.4
South Carolina	$79,570	$38.26	910	0.4
Ohio	$79,260	$38.11	5,110	0.9
Oregon	$79,200	$38.08	570	0.3
Pennsylvania	$78,950	$37.96	5,160	0.9
Texas	$78,890	$37.93	9,980	0.7
Tennessee	$78,840	$37.91	1,250	0.4
Florida	$78,720	$37.85	7,300	0.7
Vermont	$77,990	$37.50	210	0.7
Arizona	$77,740	$37.38	3,360	1.0
Indiana	$77,440	$37.23	2,170	0.7
Michigan	$77,380	$37.20	2,590	0.6
North Carolina	$77,120	$37.08	3,460	0.7
Kansas	$77,070	$37.05	1,230	0.9
Louisiana	$76,540	$36.80	1,050	0.5
Iowa	$75,160	$36.14	1,490	1.0
Nebraska	$75,120	$36.12	1,410	1.4
North Dakota	$74,130	$35.64	210	0.5
Hawaii	$73,260	$35.22	230	0.4
Utah	$72,730	$34.96	490	0.3
Oklahoma	$66,770	$32.10	600	0.4
New Mexico	$64,000	$30.77	100	0.1
Montana	$63,140	$30.36	140	0.3
Idaho	$62,530	$30.06	360	0.4
Wyoming	$62,290	$29.95	50	0.2
Alabama	$62,220	$29.92	1,540	0.7
Mississippi	$59,250	$28.49	600	0.5
Puerto Rico	$46,990	$22.59	870	0.9
Delaware	Not published	Not published	210	0.4
West Virginia	Not published	Not published	190	0.3

Pay by metro area

All 143 metro areas where BLS publishes this occupation. Sort by median wage, employment, or local concentration — or see the highest-paying metros ranked.

Each dot is one metro area with a published median — hover any dot for the name and figure. Metros without published estimates are not drawn.

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Insurance Underwriters: pay and employment by metro area
Metro area
Springfield, MA	$115,420	$55.49	130	0.7
Bridgeport-Stamford-Danbury, CT	$114,980	$55.28	160	0.4
Milwaukee-Waukesha, WI	$106,570	$51.24	950	1.2
Boston-Cambridge-Newton, MA-NH	$106,170	$51.04	2,080	0.8
Chattanooga, TN-GA	$102,460	$49.26	110	0.4
Waterbury-Shelton, CT	$102,030	$49.05	50	0.3
Denver-Aurora-Centennial, CO	$101,840	$48.96	1,540	1.0
Las Vegas-Henderson-North Las Vegas, NV	$101,300	$48.70	400	0.4
Lexington-Fayette, KY	$100,990	$48.55	290	1.0
Hartford-West Hartford-East Hartford, CT	$100,690	$48.41	1,430	2.4
Seattle-Tacoma-Bellevue, WA	$100,130	$48.14	1,210	0.6
Chicago-Naperville-Elgin, IL-IN	$99,840	$48.00	4,060	0.9
New York-Newark-Jersey City, NY-NJ	$98,410	$47.31	6,740	0.7
San Diego-Chula Vista-Carlsbad, CA	$98,210	$47.22	520	0.3
Worcester, MA	$98,000	$47.12	310	0.9
Los Angeles-Long Beach-Anaheim, CA	$97,870	$47.06	2,090	0.3
Manchester-Nashua, NH	$97,800	$47.02	100	0.5
Trenton-Princeton, NJ	$96,730	$46.51	200	0.8
Fresno, CA	$95,880	$46.10	70	0.2
San Jose-Sunnyvale-Santa Clara, CA	$95,830	$46.07	Not published	Not published
Appleton, WI	$95,610	$45.97	120	0.9
Atlanta-Sandy Springs-Roswell, GA	$95,430	$45.88	5,090	1.8
Buffalo-Cheektowaga, NY	$95,370	$45.85	200	0.4
Lafayette-West Lafayette, IN	$95,130	$45.74	50	0.5
Madison, WI	$95,130	$45.74	480	1.2
Rochester, NY	$94,310	$45.34	260	0.5
Colorado Springs, CO	$93,960	$45.17	240	0.7
Baltimore-Columbia-Towson, MD	$93,510	$44.96	770	0.6
Albany-Schenectady-Troy, NY	$92,830	$44.63	370	0.8
Portland-South Portland, ME	$92,490	$44.46	330	1.2
Sacramento-Roseville-Folsom, CA	$91,340	$43.91	660	0.6
Washington-Arlington-Alexandria, DC-VA-MD-WV	$90,990	$43.75	900	0.3
Kiryas Joel-Poughkeepsie-Newburgh, NY	$90,380	$43.45	80	0.3
Ocala, FL	$89,740	$43.14	40	0.3
Topeka, KS	$88,400	$42.50	90	0.8
Providence-Warwick, RI-MA	$85,150	$40.94	280	0.4
Kansas City, MO-KS	$84,800	$40.77	970	0.9
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	$84,580	$40.66	2,590	0.9
San Francisco-Oakland-Fremont, CA	$84,520	$40.63	1,350	0.6
New Haven, CT	$84,510	$40.63	130	0.5
Spokane-Spokane Valley, WA	$83,630	$40.21	230	0.9
Oxnard-Thousand Oaks-Ventura, CA	$83,240	$40.02	100	0.3
Minneapolis-St. Paul-Bloomington, MN-WI	$82,980	$39.90	1,880	1.0
Cape Coral-Fort Myers, FL	$82,390	$39.61	50	0.2
St. Louis, MO-IL	$82,270	$39.55	990	0.7
Cincinnati, OH-KY-IN	$82,110	$39.48	1,690	1.5
Anchorage, AK	$81,620	$39.24	90	0.5
Charlottesville, VA	$81,580	$39.22	40	0.3
Richmond, VA	$81,400	$39.13	950	1.4
Jacksonville, FL	$81,220	$39.05	530	0.7
Syracuse, NY	$81,160	$39.02	240	0.8
Helena, MT	$81,080	$38.98	40	0.8
Hagerstown-Martinsburg, MD-WV	$80,770	$38.83	50	0.5
Allentown-Bethlehem-Easton, PA-NJ	$80,690	$38.79	130	0.3
Detroit-Warren-Dearborn, MI	$80,180	$38.55	1,070	0.6
Memphis, TN-MS-AR	$80,160	$38.54	130	0.2
Charlotte-Concord-Gastonia, NC-SC	$80,080	$38.50	1,140	0.8
Davenport-Moline-Rock Island, IA-IL	$80,070	$38.50	80	0.5
Nashville-Davidson--Murfreesboro--Franklin, TN	$79,870	$38.40	620	0.6
Durham-Chapel Hill, NC	$79,830	$38.38	60	0.2
Boise City, ID	$79,780	$38.36	220	0.6
New Orleans-Metairie, LA	$79,780	$38.36	330	0.7
Dallas-Fort Worth-Arlington, TX	$79,590	$38.27	4,140	1.0
Riverside-San Bernardino-Ontario, CA	$79,590	$38.27	240	0.1
Charleston-North Charleston, SC	$79,570	$38.26	100	0.3
Grand Rapids-Wyoming-Kentwood, MI	$79,560	$38.25	400	0.7
Miami-Fort Lauderdale-West Palm Beach, FL	$79,460	$38.20	1,220	0.4
Columbus, OH	$79,370	$38.16	1,170	1.1
Indianapolis-Carmel-Greenwood, IN	$79,280	$38.12	1,150	1.0
Des Moines-West Des Moines, IA	$79,230	$38.09	790	2.0
Raleigh-Cary, NC	$79,210	$38.08	520	0.7
Portland-Vancouver-Hillsboro, OR-WA	$79,080	$38.02	340	0.3
Atlantic City-Hammonton, NJ	$79,070	$38.02	60	0.3
Deltona-Daytona Beach-Ormond Beach, FL	$79,060	$38.01	100	0.5
Lincoln, NE	$78,830	$37.90	320	1.8
Cleveland, OH	$78,610	$37.80	640	0.6
Baton Rouge, LA	$78,360	$37.67	320	0.8
Tampa-St. Petersburg-Clearwater, FL	$78,350	$37.67	2,070	1.4
Greenville-Anderson-Greer, SC	$78,110	$37.55	160	0.4
Virginia Beach-Chesapeake-Norfolk, VA-NC	$77,980	$37.49	470	0.6
Harrisburg-Carlisle, PA	$77,890	$37.45	320	1.0
Houston-Pasadena-The Woodlands, TX	$77,770	$37.39	1,520	0.5
Pittsburgh, PA	$77,760	$37.38	500	0.4
Ann Arbor, MI	$77,750	$37.38	30	0.2
Phoenix-Mesa-Chandler, AZ	$77,740	$37.38	3,030	1.3
Cedar Rapids, IA	$77,440	$37.23	100	0.7
North Port-Bradenton-Sarasota, FL	$77,360	$37.19	170	0.5
Sioux Falls, SD-MN	$77,160	$37.10	150	0.8
Slidell-Mandeville-Covington, LA	$76,540	$36.80	60	0.6
Louisville/Jefferson County, KY-IN	$76,450	$36.75	430	0.6
Jefferson City, MO	$75,970	$36.53	60	0.7
Greensboro-High Point, NC	$75,930	$36.51	150	0.4
Austin-Round Rock-San Marcos, TX	$75,910	$36.49	870	0.7
Peoria, IL	$75,910	$36.49	250	1.5
Winston-Salem, NC	$75,840	$36.46	140	0.5
San Antonio-New Braunfels, TX	$75,750	$36.42	1,070	1.0
Tucson, AZ	$75,560	$36.33	110	0.3
Lancaster, PA	$75,380	$36.24	160	0.6
Columbia, SC	$75,290	$36.20	300	0.8
Lansing-East Lansing, MI	$75,140	$36.13	480	2.2
Orlando-Kissimmee-Sanford, FL	$74,700	$35.92	740	0.5
Springfield, IL	$74,680	$35.91	70	0.7
Dubuque, IA	$74,390	$35.76	50	0.9
Provo-Orem-Lehi, UT	$74,340	$35.74	40	0.1
Fargo, ND-MN	$74,130	$35.64	130	0.8
Sioux City, IA-NE-SD	$74,130	$35.64	100	1.3
Knoxville, TN	$73,880	$35.52	150	0.4
Urban Honolulu, HI	$73,580	$35.38	220	0.5
Lafayette, LA	$72,980	$35.09	70	0.4
Akron, OH	$72,870	$35.03	180	0.6
Pensacola-Ferry Pass-Brent, FL	$72,830	$35.01	40	0.2
Salt Lake City-Murray, UT	$72,730	$34.97	390	0.5
Wausau, WI	$71,140	$34.20	60	0.9
Omaha, NE-IA	$70,160	$33.73	760	1.5
Albuquerque, NM	$70,150	$33.73	60	0.2
Traverse City, MI	$69,500	$33.41	100	1.5
Oklahoma City, OK	$69,140	$33.24	380	0.6
Tulsa, OK	$69,090	$33.21	120	0.3
Little Rock-North Little Rock-Conway, AR	$67,520	$32.46	150	0.4
Bismarck, ND	$66,930	$32.18	50	0.7
Roanoke, VA	$66,670	$32.06	70	0.5
Manhattan, KS	$66,280	$31.86	60	1.1
Birmingham, AL	$66,000	$31.73	640	1.2
Jackson, MS	$65,550	$31.52	340	1.3
Charleston, WV	$64,730	$31.12	90	0.8
Fort Wayne, IN	$64,490	$31.00	330	1.5
Gainesville, FL	$64,270	$30.90	90	0.6
Columbia, MO	$63,540	$30.55	270	2.5
Missoula, MT	$62,890	$30.24	40	0.6
Tallahassee, FL	$62,470	$30.04	210	1.1
Sebastian-Vero Beach-West Vero Corridor, FL	$61,900	$29.76	40	0.7
Waco, TX	$61,560	$29.60	160	1.2
Toledo, OH	$59,710	$28.71	90	0.3
Burlington, NC	$58,790	$28.26	40	0.5
Goldsboro, NC	$58,110	$27.94	50	1.3
Decatur, AL	$57,850	$27.81	Not published	Not published
Montgomery, AL	$57,400	$27.60	200	1.2
Mobile, AL	$56,660	$27.24	130	0.7
Gulfport-Biloxi, MS	$51,470	$24.75	50	0.3
Scranton--Wilkes-Barre, PA	$47,840	$23.00	250	1.0
San Juan-Bayamon-Caguas, PR	$46,990	$22.59	840	1.2
Daphne-Fairhope-Foley, AL	$43,540	$20.93	40	0.5
Utica-Rome, NY	Not published	Not published	230	2.0

About this data. Estimates are from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics program, May 2025 release, retrieved from bls.gov/oes/tables.htm on July 24, 2026. OEWS estimates describe metropolitan/nonmetropolitan areas and states — not city limits — and are not designed for year-over-year comparisons. See BLS methodology, our plain-English methodology, and sources. CitySalaryData is independent and not affiliated with BLS.