Insurance Underwriters · SOC 13-2053

Insurance Underwriters Salary in the San Francisco Metro Area

Source: BLS OEWS, May 2025San Francisco-Oakland-Fremont, CA metro area

Figures describe the San Francisco-Oakland-Fremont, CA metropolitan statistical area as defined by BLS/OMB — the whole multi-county metro region, not San Francisco city limits.

Median annual wage$84,520
Median hourly wage$40.63

Insurance Underwriters in the San Francisco-Oakland-Fremont, CA metro area earned a median of $84,520 per year ($40.63 per hour) as of the May 2025 BLS OEWS estimates. Pay ranged from $77,370 at the 10th percentile to $164,500 at the 90th. BLS estimates 1,350 people work in this occupation in the area.

Pay distribution

Half of Insurance Underwriters in the San Francisco metro area earn more than $84,520 per year, half earn less; the middle half earn between $77,370 and $126,110.

Wage percentiles (BLS OEWS)
Wage10th25thMedian75th90th
Annual$77,370$77,370$84,520$126,110$164,500
Hourly$37.20$37.20$40.63$60.63$79.09

A percentile is a cut point: 25% of workers in this occupation and area earn less than the 25th-percentile wage. The median is the 50th percentile — half earn less, half earn more.

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How this area compares

  • San Francisco metro areathis metro area
    $84,520 median for San Francisco metro area; middle half earns $77,370 to $126,110
  • Californiastate (CA)
    $95,320 median for California; middle half earns $77,370 to $124,660
  • $81,370 median for United States; middle half earns $64,620 to $110,390

Bars span the 25th–75th percentile (the middle half of workers); the tick marks the median.

The median here is −11% vs California overall and +4% vs the U.S. median for this occupation.

Compare with other areas

Where this metro sits nationally

$43,540$67,500$91,460$115,420Daphne-Fairhope-Foley, AL — $43,540San Juan-Bayamon-Caguas, PR — $46,990Scranton--Wilkes-Barre, PA — $47,840Gulfport-Biloxi, MS — $51,470Mobile, AL — $56,660Montgomery, AL — $57,400Decatur, AL — $57,850Goldsboro, NC — $58,110Burlington, NC — $58,790Toledo, OH — $59,710Waco, TX — $61,560Sebastian-Vero Beach-West Vero Corridor, FL — $61,900Tallahassee, FL — $62,470Missoula, MT — $62,890Columbia, MO — $63,540Gainesville, FL — $64,270Fort Wayne, IN — $64,490Charleston, WV — $64,730Jackson, MS — $65,550Birmingham, AL — $66,000Manhattan, KS — $66,280Roanoke, VA — $66,670Bismarck, ND — $66,930Little Rock-North Little Rock-Conway, AR — $67,520Tulsa, OK — $69,090Oklahoma City, OK — $69,140Traverse City, MI — $69,500Albuquerque, NM — $70,150Omaha, NE-IA — $70,160Wausau, WI — $71,140Salt Lake City-Murray, UT — $72,730Pensacola-Ferry Pass-Brent, FL — $72,830Akron, OH — $72,870Lafayette, LA — $72,980Urban Honolulu, HI — $73,580Knoxville, TN — $73,880Fargo, ND-MN — $74,130Sioux City, IA-NE-SD — $74,130Provo-Orem-Lehi, UT — $74,340Dubuque, IA — $74,390Springfield, IL — $74,680Orlando-Kissimmee-Sanford, FL — $74,700Lansing-East Lansing, MI — $75,140Columbia, SC — $75,290Lancaster, PA — $75,380Tucson, AZ — $75,560San Antonio-New Braunfels, TX — $75,750Winston-Salem, NC — $75,840Austin-Round Rock-San Marcos, TX — $75,910Peoria, IL — $75,910Greensboro-High Point, NC — $75,930Jefferson City, MO — $75,970Louisville/Jefferson County, KY-IN — $76,450Slidell-Mandeville-Covington, LA — $76,540Sioux Falls, SD-MN — $77,160North Port-Bradenton-Sarasota, FL — $77,360Cedar Rapids, IA — $77,440Phoenix-Mesa-Chandler, AZ — $77,740Ann Arbor, MI — $77,750Pittsburgh, PA — $77,760Houston-Pasadena-The Woodlands, TX — $77,770Harrisburg-Carlisle, PA — $77,890Virginia Beach-Chesapeake-Norfolk, VA-NC — $77,980Greenville-Anderson-Greer, SC — $78,110Tampa-St. Petersburg-Clearwater, FL — $78,350Baton Rouge, LA — $78,360Cleveland, OH — $78,610Lincoln, NE — $78,830Deltona-Daytona Beach-Ormond Beach, FL — $79,060Atlantic City-Hammonton, NJ — $79,070Portland-Vancouver-Hillsboro, OR-WA — $79,080Raleigh-Cary, NC — $79,210Des Moines-West Des Moines, IA — $79,230Indianapolis-Carmel-Greenwood, IN — $79,280Columbus, OH — $79,370Miami-Fort Lauderdale-West Palm Beach, FL — $79,460Grand Rapids-Wyoming-Kentwood, MI — $79,560Charleston-North Charleston, SC — $79,570Dallas-Fort Worth-Arlington, TX — $79,590Riverside-San Bernardino-Ontario, CA — $79,590Boise City, ID — $79,780New Orleans-Metairie, LA — $79,780Durham-Chapel Hill, NC — $79,830Nashville-Davidson--Murfreesboro--Franklin, TN — $79,870Davenport-Moline-Rock Island, IA-IL — $80,070Charlotte-Concord-Gastonia, NC-SC — $80,080Memphis, TN-MS-AR — $80,160Detroit-Warren-Dearborn, MI — $80,180Allentown-Bethlehem-Easton, PA-NJ — $80,690Hagerstown-Martinsburg, MD-WV — $80,770Helena, MT — $81,080Syracuse, NY — $81,160Jacksonville, FL — $81,220Richmond, VA — $81,400Charlottesville, VA — $81,580Anchorage, AK — $81,620Cincinnati, OH-KY-IN — $82,110St. Louis, MO-IL — $82,270Cape Coral-Fort Myers, FL — $82,390Minneapolis-St. Paul-Bloomington, MN-WI — $82,980Oxnard-Thousand Oaks-Ventura, CA — $83,240Spokane-Spokane Valley, WA — $83,630New Haven, CT — $84,510San Francisco-Oakland-Fremont, CA — $84,520Philadelphia-Camden-Wilmington, PA-NJ-DE-MD — $84,580Kansas City, MO-KS — $84,800Providence-Warwick, RI-MA — $85,150Topeka, KS — $88,400Ocala, FL — $89,740Kiryas Joel-Poughkeepsie-Newburgh, NY — $90,380Washington-Arlington-Alexandria, DC-VA-MD-WV — $90,990Sacramento-Roseville-Folsom, CA — $91,340Portland-South Portland, ME — $92,490Albany-Schenectady-Troy, NY — $92,830Baltimore-Columbia-Towson, MD — $93,510Colorado Springs, CO — $93,960Rochester, NY — $94,310Lafayette-West Lafayette, IN — $95,130Madison, WI — $95,130Buffalo-Cheektowaga, NY — $95,370Atlanta-Sandy Springs-Roswell, GA — $95,430Appleton, WI — $95,610San Jose-Sunnyvale-Santa Clara, CA — $95,830Fresno, CA — $95,880Trenton-Princeton, NJ — $96,730Manchester-Nashua, NH — $97,800Los Angeles-Long Beach-Anaheim, CA — $97,870Worcester, MA — $98,000San Diego-Chula Vista-Carlsbad, CA — $98,210New York-Newark-Jersey City, NY-NJ — $98,410Chicago-Naperville-Elgin, IL-IN — $99,840Seattle-Tacoma-Bellevue, WA — $100,130Hartford-West Hartford-East Hartford, CT — $100,690Lexington-Fayette, KY — $100,990Las Vegas-Henderson-North Las Vegas, NV — $101,300Denver-Aurora-Centennial, CO — $101,840Waterbury-Shelton, CT — $102,030Chattanooga, TN-GA — $102,460Boston-Cambridge-Newton, MA-NH — $106,170Milwaukee-Waukesha, WI — $106,570Bridgeport-Stamford-Danbury, CT — $114,980Springfield, MA — $115,420

Each dot is one metro area with a published median — hover any dot for the name and figure. Metros without published estimates are not drawn.

The San Francisco metro area has the 39th-highest published median for this occupation among the 142 metro areas where BLS publishes it. Higher medians often track higher living costs — this is a pay comparison, not a ranking of where the job is “best”.

Other metro areas in California

Metro areas in the same state with published May 2025 medians for insurance underwriters, highest first. Areas without published estimates are not listed.

  • San Francisco metro areathis page
    $84,520 median for San Francisco metro area; middle half earns $77,370 to $126,110
  • $98,210 median for San Diego metro area; middle half earns $77,540 to $126,480
  • $97,870 median for Los Angeles metro area; middle half earns $77,140 to $127,160
  • $95,880 median for Fresno metro area; middle half earns $74,110 to $123,290
  • $95,830 median for San Jose metro area; middle half earns $77,770 to $95,830
  • $91,340 median for Sacramento metro area; middle half earns $75,000 to $124,920
  • $83,240 median for Oxnard metro area; middle half earns $64,980 to $116,790

Bars span the 25th–75th percentile (the middle half of workers); the tick marks the median.

Keep exploring

Other occupations in the same SOC group with published medians here, largest employment first:

Highest-paying metro areas for insurance underwriterss · Highest-paying occupations in San Francisco Metro

About this estimate

These figures are survey estimates from the BLS Occupational Employment and Wage Statistics program — modeled from employer reports collected over three years and benchmarked to May 2025. They describe what employers in this area currently pay across all industries, not what any individual worker will be offered.

Employment counts wage-and-salary jobs in the occupation (self-employed workers are excluded). Estimates carry sampling error; percentile wages are rounded by BLS. Some values are suppressed by BLS for confidentiality or quality — suppressed values appear here as “not published”, never as zero. Read the full methodology.

About this data. Estimates are from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics program, May 2025 release, retrieved from bls.gov/oes/tables.htm on July 24, 2026. OEWS estimates describe metropolitan/nonmetropolitan areas and states — not city limits — and are not designed for year-over-year comparisons. See BLS methodology, our plain-English methodology, and sources. CitySalaryData is independent and not affiliated with BLS.